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Investing is a great way to set aside money when life is busy. Not only is the money set aside, but when you invest well, the money works for you as well. Investing is the vehicle to a financially favorable destination. The end goal of investing is to put your money to work in investment vehicles to grow your money over a set amount of time.  


You don’t have to have thousands of dollars of surplus funds to invest. It can be as small as ten extra dollars a month, or as large as a thousand dollars set aside in an investment fund. Before you even consider where you want to invest, you need to discover what kind of investor you will be.  Some casual investors would prefer to take a more hands-off approach to their invested funds. With many investing apps or programs, you can set your funds to work on a schedule that you don’t need to pay active attention to. Some investors enjoy taking a very proactive approach in their funds and check the market before changing their settings accordingly. 


When you look at the medium for your investing journey, there are several options to choose from. Online brokers and Robo-advisors are two very popular ways of investing.


Online brokers usually function as either discount or full-service. Full-service online brokers give a very full range of traditional investing options. Alongside investing advice, they can offer input on healthcare, retirement, and anything related to your personal funds. 


Robo-advisors were born after the 2008 Financial Crisis. In the wake of the financial malady, Eli Broverman and John Stein created Betterment. A program that could help someone invest automatically without having to take a more active approach to the investing progress. Since then, many programs and applications that utilize Robo-advisors have become the mainstream vehicle for personal investing.


Investing is a lot simpler than the movies and shows paint it to be. You don’t have to be a mega-genius or a billionaire to invest. You only need some surplus money and some dedication to become an investor.